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Is your financial plan working as hard as you did?

Are you concerned you'll run out of money in retirement? Or if your portfolio isn't invested correctly? Or maybe you need a second opinion your financial plan for retirement will keep you comfortable and secure.

Pacifica Wealth has worked with hundreds of retirees who had similar questions. We help them gain clarity and confidence in their financial plan after retirement.

WE TRY TO SOLVE "THE NASTIEST AND HARDEST PROBLEM IN FINANCE."

How much income can you safely withdraw from your retirement accounts without risking running out of money? It seems like a simple and straightforward question, but would you be surprised that a Nobel Prize-winning economist said that this is "the nastiest and hardest problem in finance?" If a PhD from Stanford thinks this is the biggest challenge, it means it requires a great deal of planning. This is where Pacifica Wealth comes in. Robert Pagliarini, Ph.D., CFP®, has a PhD in retirement planning and works to solve this "nastiest and hardest problem" and give his clients confidence.

How we help

Working towards a lifetime stream of income in retirement

For nearly three decades, Robert has helped retirees with many aspects of their financial retirement plans. He understands that the decisions you make during retirement can mean the difference between having assets and income grow or shrink as you age. He'll implement strategies to help reduce the risk in your portfolio and better provide a lifetime stream of income.

As your retirement financial planner, Pacifica Wealth focuses on helping you:

Ensure you have retirement-ready investments


Frequently review the retirement financial plan and be willing to shift


Have the right mix of growth and safety in your portfolio


Maximize Social Security income in retirement


Purchase protection from the most common risks while retired


Efficiently make required minimum distributions from retirement plans


Prudently convert your financial assets into income


Add multiple sources of income if necessary


EMAIL COURSES ON MAKING A SUCCESSFUL RETIREMENT

Retirement financial planner Robert Pagliarini, PhD, CFP, EA shares his insight on how to live the retirement of your dreams.

Forbes Financial Divorce Topics Robert Pagliarini

Read Robert's past articles on financial planning for retirement & more on Forbes.

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Manage and track your finances 24-7

Whether you're newly retired in sunny Las Vegas  - or have been retired for years in California - we can ensure your financial plan worked as hard as you did! We work with many retirees across the country.  Pacifica Wealth utilizes a sophisticated financial planning platform and can handle all paperwork, meetings, and more 100% online.

Optimized financial planning in retirement

Success or failure in the post-retirement phase depends on many factors which should be explored and optimized for your situation. The strategy and decisions you make at & throughout retirement can mean the difference between having assets and income grow as you age or shrink as you age.

Many retirees and advisors inaccurately think the "point of significance" is right at retirement. However, this is not true. There is not just one point of significance. Each day in retirement is a point of significance and the decisions can either improve or deteriorate your retirement success.

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THE MOST COMMON QUESTIONS ABOUT RETIREMENT

Pacifica Wealth has been helping answer these questions regarding retirement financial planning for nearly three decades.

  • Do I have enough saved and invested to retain my current lifestyle?

  • What should I be thinking about and doing now that I am retired?

  • Am I taking too much or too little risk with my investments?

  • How should my portfolio be allocated in retirement?

  • How should I take advantage of my lower tax rate?

  • Are there non-financial issues I should be thinking about in retirement?

  • What are the biggest risks financially in retirement?

  • When should I take Social Security?

  • Can I afford to help my kids financially now that I'm retired?

  • How should I take advantage of my lower tax rate?

  • Are there non-financial issues I should be thinking about in retirement?

  • What are the biggest risks financially in retirement?

  • When should I take Social Security?

  • Can I afford to help my kids financially now that I'm retired?