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Start financial planning for retirement today to create a lifetime of income.

What do you imagine in retirement?

Do you want nothing more than to leave work, commute, and bosses behind and enjoy relaxing and carefree days? Do you want to travel, or spend more time closer to home? Do you want to volunteer more or spend more time on your hobbies?

Our mission is to help you financially plan your retirement so your dreams become reality. These are the key years that can make or break a retirement. Hire a financial planner for retirement to ensure you're making the correct financial decisions to support your dreams. Pacifica Wealth help you create a financial plan which encompasses your financial security and the retirement you dream of.

We help you develop lifetime income. A good investment retirement plan should provide you with a consistent monthly check regardless of what is happening in politics, the economy, or the stock market. Contact us today to learn more about financial planning for retirement.

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Retirement Toolkit

Pacifica Wealth helps you create a lifetime of income for retirement

Pacifica Wealth spends a great deal of time with our clients to make sure we are taking advantage of every opportunity we can during planning for retirement. We try to leave no stone unturned and no strategy unexplored.

Make sure you are getting the right retirement financial advice now so when it comes time to retire, you can rest a little easier knowing you did everything you could.

Develop an income plan for life


Create an asset allocation that provides growth and income


Build a low-cost investment portfolio


Focus on risk reduction


Defer and/or minimize income taxes


Set up an automatic monthly retirement income payroll plan

Ensure the estate plan is completed


Pay down/off debt


WE TRY TO SOLVE "THE NASTIEST AND HARDEST PROBLEM IN FINANCE."

How much income can you safely withdraw from your retirement accounts without risking running out of money? It seems like a simple and straightforward question, but would you be surprised that a Nobel Prize-winning economist said that this is "the nastiest and hardest problem in finance?" If a Ph.D. from Stanford thinks this is the biggest challenge, it means it requires a great deal of planning. This is where we come in. Financial planner Robert Pagliarini has a Ph.D. in retirement planning and works to solve this "nastiest and hardest problem" and give his clients confidence.

How we help

EMAIL COURSES ON FINANCIAL PLANNING BEFORE RETIREMENT

Retirement financial planner Robert Pagliarini, PhD, CFP® provides insight on investments and lifestyle through free courses.

Forbes Financial Divorce Topics Robert Pagliarini

Read Robert's articles on financial planning for retirement & more on Forbes.

COMMON QUESTIONS ABOUT PLANNING FOR RETIREMENT

Pacifica Wealth has been helping answer questions like these regarding financial planning for retirement for nearly three decades.

  • Am I on the right track for retirement or should I do something different with my spending, saving, or investing?

  • What should I be thinking about and doing before I retire?

  • Am I taking too much or too little risk with my investments?

  • How much do I need to have saved before I can stop working?

  • How should my portfolio be allocated knowing I'm going to be retiring soon?

  • Am I on the right track for retirement or should I do something different with my spending, saving, or investing?

  • What should I be thinking about and doing before I retire?

  • Am I taking too much or too little risk with my investments?

  • How much do I need to have saved before I can stop working?

  • How should my portfolio be allocated knowing I'm going to be retiring soon?

  • If my taxes are going to go down in retirement, what should I do now while I'm still working?

  • Are there non-financial issues I should be thinking about before I retire?

  • What are the biggest risks to my financial plan that could delay my retirement?

  • When should I take Social Security?

  • If my taxes are going to go down in retirement, what should I do now while I'm still working?

  • Are there non-financial issues I should be thinking about before I retire?

  • What are the biggest risks to my financial plan that could delay my retirement?

  • When should I take Social Security?